What types of debts do you handle?
We collect on a wide range of consumer and commercial claims, including credit card balances, medical bills, unpaid invoices, landlord-tenant arrears, and business-to-business debt. If you’re unsure, just get in touch—chances are we can help.
How long does the collection process typically take?
Every account is different, but most matters resolve within 3–6 months once we initiate legal proceedings. Pre-litigation demand letters often produce payment in 30–45 days; cases requiring court judgments and enforcement (wage garnishment, liens, levies) usually wrap up within half a year.
How do your fees work?
We operate on a contingency basis for most consumer and small-business debts—meaning we only get paid if we recover funds for you. Our fee is a percentage of the amount collected, which aligns our interests. For large-volume commercial matters, we can also discuss hybrid arrangements or flat-fee retainers.
Will reporting a judgment affect the debtor’s credit score?
Yes. Once we secure a court judgment, we can report it to all three major credit bureaus, where it stays on record for up to seven years. This is a powerful tool to motivate payment, since it impacts the debtor’s ability to borrow, lease, or obtain lines of credit.
How do I get started?
Just fill out our secure online intake form or give us a call. We’ll review your account details at no charge, recommend the optimal strategy, and get your matter assigned to a dedicated attorney right away.
